Effective April 7, 2020




1.1 Code Of Ethics

1.2 Policies Incorporated Into Affiliate Member Agreement

1.3 Changes To The Affiliate MemberAgreement, Policies And Procedures, Or Compensation Plan

1.4 Delays

1.5 Policies And Provisions Severable

1.6 Waiver




2.1 Requirements To Become An Affiliate Member

2.2 New Affiliate MemberRegistration By Internet 

2.3 Affiliate MemberBenefits




3.1 Due Diligence

3.2 Income Disclaimer




4.1 Adherence To The Plutus Plan Compensation Plan

4.2 Use Of Sales Aid

4.3 Intellectual Property

4.4 Web Policy

4.5 Domain Names And Email Addresses

4.6 Advertised Price

4.7 Generic Business Advertisements

4.8 Media And Media Inquiries

4.9 Unsolicited Email And Fax Communication




5.1 - Business Entities

5.1.1 Changes to a Business Entity

5.1.2 Change of Sponsor

5.1.3 Change of Placement

5.2 Unauthorized Claims And Action

5.2.1 Indemnification 

5.2.2 Endorsement of Plutus PlanServices

5.3 Conflicts

5.3.1 Non-Solicitations

5.3.2 Sale Of Competing Goods Or Services

5.3.3 Targeting Other Direct Sellers 

5.3.4 Privacy and Confidentiality

5.3.5 The Data Management Rule

5.4 Cross Sponsoring

5.5 Governmental Approval Or Endorsement

5.6 Identification

5.7 Income Taxes

5.8 Independent Contractor Status

5.9 Stacking

5.10 One Plutus Plan Business Per Affiliate Member

5.11 Succession

5.12 Sale, Transfer, Or Assignment Of AnPlutus Plan Business

5.13 Separation Of AnPlutus Plan Business

5.14 Sponsoring

5.15 Harassment 




6.1 Change Of Address, Telephone No., Email-Address

6.2 Sponsoring Affiliate MemberResponsibilities

6.2.1 Initial Training

6.2.2 Ongoing Training Responsibilities

6.3 Non-disparagement

6.4 Reporting Policy Violations




7.1 Billing




8.1 Bonus And Commission Qualifications

8.2 Errors Or Questions

8.3 Bonus Buying Prohibited 

8.4 Reports




9.1 Disciplinary Sanctions


9.3 Arbitration

9.4 Damages

9.5 Governing Law, Jurisdiction, And Venue




10.1 Effect Of Cancellation And Termination

10.2 Non-Renewal





Effective February 3, 2020


1.1 - Code of Ethics

Plutus Enterprises LLC (doing business as “Plutus Plan” or “the Company”) is a values-based company that prides itself on the quality and character of its distributors (hereinafter “Affiliate Members”). The following guidelines help ensure a uniform standard of excellence throughout our organization. Every Plutus Plan Affiliate Memberis expected to practice the following ethical behavior when acting in the name of the company:

A.        I will be respectful of every person I meet while doing Plutus Plan-related business.

B.        At all times I will conduct myself and my business in an ethical, moral, legal, and financially sound manner.

C.        I will not engage in activities that would bring disrepute tothe Company, any Plutus Plancorporate officer or employee, myself, or other Affiliate Members.

D.        I will not make discouraging or disparaging claims toward other Company Affiliate Members. I will ensure that in all Plutus Planbusiness dealings I will refrain from engaging in negative language. I will refrain from making any type of slanderous statements.

E.         I will provide support and encouragement to my customers to ensure that their experience with Plutus Planis a successful one. I understand that it is important to provide follow-up service and support to my downline.

F.         I will correctly represent all the bonus/compensation plans available through Plutus Planand the income potential represented therein. I understand I may not use my own income as an indication of others’ potential success, or use compensation checks as marketing materials. I further understand that I may only disclose my Plutus Planincome to recruit a potential Affiliate Member(s) after I have given a copy of the Income Disclaimerand Forex Disclosures to the potential Affiliate Member(s). 

G.         I will abide by all of Plutus Plan’s Policies & Procedures now and as they may be amended in the future.

1.2 - Policies Incorporated IntoAffiliate MemberAgreement

These Policies and Procedures (“Policies”), in their present form and as amended at the sole discretion of the Company, are incorporated into, and form an integral part of, the Plutus Plan Affiliate MemberAgreement (hereafter “Agreement”). Throughout these Policies, when the term “Agreement” is used, it collectively refers to the Plutus Plan Affiliate MemberApplication &Agreement, these Policies, and the Plutus PlanCompensation Plan. These documents are incorporated by reference into the Affiliate MemberAgreement (all in their current form and as amended by Plutus Plan). It is the responsibility of each Affiliate Memberto read, understand, adhere to, and ensure that he or she is aware of and operating under the most current version of these Policies. When sponsoring a new Affiliate Member, it is the responsibility of the sponsoring Affiliate Memberto provide the most current version of these Policies and Procedures prior to his or her execution of the Agreement. 

1.3 - Changes to the Affiliate MemberAgreement, Policies and Procedures, or Compensation Plan

Because federal, state, and local laws, as well as the business environment, periodically change, Plutus Planreserves the right to amend the Agreement and the prices in its Product Price List in its sole and absolute discretion. Notification of amendments shall appear in Official Company Materials. Amendments shall be effective upon publication in Official Company Materials, including but not limited to, posting on Plutus Plan’s website, e-mail distribution, publication in Company newsletter, product inserts, or any other commercially reasonable method. The continuation of an Affiliate Member’s Plutus Planbusiness or an Affiliate Member’s acceptance of bonuses or commissions constitutes acceptance of any and all amendments.The ability to modify the agreement does not extend to the dispute resolution section in these Policies (Section 9), as those provisions can only be modified by way of mutual consent.

1.4 - Delays

The Company shall not be responsible for delays and failures in performance of its obligations when performance is made commercially impracticable due to circumstances beyond its reasonable control. This includes, without limitation, strikes, labor difficulties, riot, war, fire, flood, death, curtailment of a party’s source of supply, or government decrees or orders.

1.5 –Policies and Provisions Severable

If any provision of the Agreement, in its current form or as may be amended, is found to be invalid, or unenforceable for any reason, only the invalid portion(s) of the provision shall be severed and the remaining terms and provisions shall remain in full force and effect and shall be construed as if such invalid, or unenforceable provision never comprised a part of the Agreement.

1.6 –Waiver

The Company never gives up its right to insist on compliance with the Agreement and with the applicable laws governing the conduct of a business. No failure of the Company to exercise any right or power under the Agreement or to insist upon strict compliance by an Affiliate Memberwith any obligation or provision of the Agreement, and no custom or practice of the parties at variance with the terms of the Agreement, shall constitute a waiver of Plutus Plan’s right to demand exact compliance with the Agreement. Waiver by the Company can be effectuated only in writing by an authorized officer of the Company. 


2.1 - Requirements to Become an Affiliate Member

To become an Affiliate Member of Plutus Plan, each applicant must:

A.        Be of the age of majority in his or her state of residence;

B.        Reside in the United States or other countries, which have been officially opened by Plutus Plan;

C.        Have a valid Social Security Number or Federal Tax Identification Number;

D.        Submit a properly completed and signed Affiliate MemberAgreement to Plutus Plan; and

E.         Submit [terms[TR1] ].

2.2 - New Affiliate MemberRegistration by the Internet 

A prospective Affiliate Membermay self-enroll on the sponsor’s web site. In such event, instead of a physically signed Affiliate Memberagreement, Plutus Planwill accept the agreement by accepting the “electronic signature” stating the new Affiliate Memberhas accepted the Terms Of Use of the Agreement. Please note that such electronic signature constitutes a legally binding agreement between the you and the Company.

2.3 –Affiliate MemberBenefits

Once an Affiliate Member Agreement has been accepted by the Company, the benefits of the Compensation Plan and the Agreement are available to you. These benefits include the right to:

A.        Sell Plutus Planservices;

B.        Participate in the Company Compensation Plan (receive bonuses and commissions, if eligible); 

C.        Sponsor other individuals as retail customers (“Customers”) or Affiliate Membersinto the Plutus Planbusiness and thereby build an organization and progress through the CompanyCompensation Plan;

D.        Receive periodic Company literature and other corporate communications;

E.         Participate in Plutus Plan-sponsored support service training, motivational and recognition functions; and 

F.         Participate in promotional and incentive contests and programs sponsored by the Company exclusively for its distributors.


3.1 – Due Diligence 

Company makes no guarantees, warranties, or representations as to the rate by which Company may affect your own independent trading. All Affiliate Members understand and agree that the Company is not liable for any loss suffered in the facilitation, conduct and oversight of the Plutus Plan services. Furthermore, you acknowledge that you have conducted sufficient due diligence with regards to the risks associated with trading and recognize the risk that financial loss(es) may occur. 

Plutus Plan is NOT providing investment advice as all services are delivered to all participants uniformly without regard to an individual’s trade objectives, financial condition or suitability. Moreover, the Company does not exercise trading authority over your trades. You and you alone exercise discretionary trading authority.[TR2] 

Plutus Plan has some trading disclosures present on its website (include link to disclosures[TR3] ). A copy of these Disclosures must be presented to a prospective Customer or Affiliate Memberany time Plutus Plan business is discussed. 

3.2 – Income Disclaimer

In an effort to conduct best business practices, Plutus Plan has developed the income disclaimer (“Income Disclaimer”).The Plutus PlanIncome Disclaimeris designed to convey truthful, timely, and comprehensive information regarding the income that Affiliate Members may earn. In order to accomplish this objective, a copy of the Income Disclaimermust be presented to all prospective Affiliate Members.

A copy of the Income Disclaimermust be presented to a prospective Affiliate Member(someone who is not a party to a current Plutus PlanAffiliate MemberApplication &Agreement) anytime the Compensation Plan is presented or discussed, or any type of income claim or earnings representation is made.

The terms “income claim” and/or “earnings representation” (collectively “income claim”) includes any of the following: (1) statements of average earnings, (2) statements of non-average earnings, (3) statements of earnings ranges, (4) income testimonials, (5) lifestyle claims, and (6) hypothetical claims. Examples of “statements of non-average earnings” include, “Our number one Affiliate Memberearned over two million dollars last year” or “Our average ranking Affiliate Membermakes three thousand per month.” An example of a “statement of earnings ranges” is “The monthly income for our higher-ranking Affiliate Membersis eight thousand dollars on the low end to forty thousand dollars a month on the high end.”

In any meeting that is open to the public in which the Compensation Plan is discussed or any type of income claim is made, you must provide every prospective Affiliate Memberwith a copy of the Income Disclaimer. Copies of the Income Disclaimermay be printed or downloaded without charge from the company website at [include link[TR4] ].


4.1 - Adherence to thePlutus Plan Compensation Plan

Affiliate Members must adhere to the terms of the Plutus Plan Compensation Plan as set forth in Official Company Materials.Affiliate Members shall not offer the Plutus Plan opportunity through, or in combination with, any other system, program, or method of marketing other than that specifically stated in Official Company Materials.Affiliate Members shall not require or encourage other current or prospective Customers or Affiliate Members to participate in Plutus Plan in any manner that varies from the program as set forth in Official Company Materials. Affiliate Members shall not require or encourage other current or prospective Customers or Affiliate Members to execute any agreement or contract other than official Company agreements and contracts in order to become an Affiliate Member of Plutus Plan.Similarly, Affiliate Members shall not require or encourage other current or prospective Customers or Affiliate Members to make any purchase from, or payment to, any individual or other entity to participate in the Plutus Plan Compensation Plan other than those purchases or payments identified as recommended or required in Official Company Materials.

4.2 - Use of Sales Aids

To promote both the services and the opportunity Plutus Plan offers, Affiliate Members must use the sales aids and support materials produced by the Company. If Affiliate Members develop their own sales aids and promotional materials (which includes Internet advertising), notwithstanding any good intentions, they may unintentionally violate any number of statutes or regulations affecting anPlutus Plan business. These violations, although they may be relatively few in number, could jeopardize the Plutus Plansales opportunity for all.Accordingly, Affiliate Members must submit all written sales aids, promotional materials, advertisements, websites and other literature to the Company for Company’s approval prior to use. Unless the Affiliate Memberreceives specific written approval to use the material, the request shall be deemed denied. All Affiliate Members shall safeguard and promote the good reputation of Plutus Plan and its services. The marketing and promotion of Plutus Plan, the Plutus Plansales opportunity, the Compensation Plan, and Plutus Planservices shall be consistent with the public interest, and must avoid all discourteous, deceptive, misleading, unethical or immoral conduct or practices.

4.3 -Intellectual Property

Plutus Planwill not allow the use of its trade names, trademarks, designs, or symbols outside of corporate produced and approved sales aids by any person, including Plutus PlanAffiliate Members, without prior written authorization from the Company. Furthermore, no Affiliate Membermay use, publish, reproduce, advertise, sell, or display in any manner the name, picture or likeness, or voice of another Affiliate Memberwithout prior written consent from the named Affiliate Member. This consent must be on file with the Company Compliance Department prior to any use.

4.4 –Web Policy

If anAffiliate Memberdesires to utilize an Internet web page to promote his or her business, he or she may do so through Company authorized services only. 


A.        General


It is your obligation to ensure your online marketing activities are truthful, are not deceptive and do not mislead Customers or potential Affiliate Members in any way.Websites and web promotion activities and tactics that mislead or are deceptive, regardless of intent, will not be allowed.This may include representation in any manner that you are an authorized representative for Plutus Plan, spam linking (or blog spam), unethical search engine optimization (SEO) tactics, misleading click-through ads (i.e., having the display URL of a PPC campaign appear to resolve to an official Plutus Plan Corporate Site when it goes elsewhere), unapproved banner ads, and unauthorized press releases.Plutus Plan will be the sole determinant of truthfulness as to whether specific activities are misleading or deceptive.


B.        Domain Names, email Addresses and Online Aliases


You cannot use or register domain names, email addresses, and/or online aliases that could cause confusion, or be misleading or deceptive, in that they cause individuals to believe or assume the communication is from, or is the property of Plutus Plan by showing up as the sender of an email.


Examples of the improper use include but are not limited to:;; or derivatives as described herein.


Examples of permitted URLs, email addresses, and online aliases might appear as;


Determinations as to what could cause confusion, mislead or be considered deceptive is at the sole discretion of Plutus Plan. If you have a question whether your chosen name is acceptable, you may submit it to the Company Compliance Department for review before use.


C.        Approved Affiliate MemberWebsites


The term Affiliate MemberWebsite refers to the Affiliate Memberwebsite offered by Plutus Plan or an approved vendor.The term Social Media Website refers to any site that is not specifically prohibited within the Terms Of Use of this Agreement, such as,,, personal blogs or other personal websites.


D.        Online Classifieds


You may not use online classifieds (including Craigslist) to list, sell or promote specific Plutus Plan services.You may use online classifieds (including Craigslist) for prospecting, recruiting, sponsoring, and informing the public about the Plutus Plansales opportunity provided you follow the other requirements of this agreement such as identifying yourself as an Affiliate Memberof Plutus Plan, only using approved images and versions of any trademarked logos and without using fraudulent or misleading product or income claims. If a link or URL is provided, it must link to your Affiliate MemberWebsite or your Social Media Website.


E.         Online Retailing


Approved Affiliate Memberwebsites are intended to provide an Affiliate Memberwith the tools and means for generating leads, prospecting business, communicating with others, selling services, and otherwise advancing your Plutus Plan business.You may not sell Plutus Planservices on any other online retail store or ecommerce site, nor may you enlist or knowingly allow a third-party to sell Plutus Planservices on any online retail store or ecommerce site. 


Social Media Websites such as Facebook may also be used to promote your Plutus Plan business.You must provide approved Plutus Plan links to your Affiliate Memberreplicated website for sales and order processing.All online sales of Plutus Planservices must take place and be produced through the Affiliate MemberReplicated website (or Corporate site).


F.         Banner Advertising


You may place banner advertisements on a website provided you use Plutus Plan-approved templates and images.All banner advertisements must link to your Affiliate MemberWebsite.You may not use blind ads or web pages that make non-compliant product or income claims that are ultimately associated with Plutus Planservices or the Plutus Plansales opportunity.


G.        Spam Linking


Spam linking is defined as multiple consecutive submissions of the same or similar content into blogs, wikis, guest books, websites or other publicly accessible online discussion boards or forums and is not allowed.This includes blog spamming, blog comment spamming and/or spamdexing.Any comments you make on blogs, forums, guest books etc. must be unique, informative and relevant.


H.        Social Networking Sites


You may use social networking websites (Facebook, LinkedIn, blogs, forums and other social shared interest sites) to share information about the Plutus Plan, mission and sales opportunity and for prospecting and sponsoring.However, these sites may not be used to sell or offer to sell specific Plutus Planservices. 


Profiles you generate in any social community where you mention or discuss Plutus Plan must clearly identify you as an Affiliate Memberof Plutus Planand must appear as described herein.When you participate in those communities you must avoid inappropriate conversations, comments, images, video, audio, applications or any other adult, profane, discriminatory or vulgar content.The determination of what is inappropriate is at the Company’s sole discretion, and offending Affiliate Members will be subject to disciplinary action and/or termination.


You agree that you will immediately take down a non-compliant site at the request of Plutus Plan.Appeals regarding compliance may be submitted after the site has been taken down.Appeals should be directed to the email address set forth in the policy addressing dispute resolutions.


I.          Sponsored Links / Pay-Per-Click (PPC) Ads


Sponsored links or pay-per-click ads (PPC) are acceptable.The destination URL must be to your Affiliate MemberWebsite.The display URL must also be to your Affiliate MemberWebsite and must not portray any URL that could lead the user to assume they are being led to anPlutus Plan Corporate site, or be inappropriate or misleading in any way.


J.          External Websites


You are allowed external websites to promote your Plutus Plan business and the Plutus Plan opportunity.If you wish to use an external website you must do the following:

a.)Identify yourself as an Affiliate Memberfor Plutus Plan.

b.) Use only the approved images and wording authorized by Plutus Plan.

c.) Adhere to the branding, trademark, and image usage policies described in this document.

d.) Agree to modify your website to comply with current or future Plutus Plan policies.


You are solely responsible and liable for your own website content, messaging, claims, and information and must ensure your website appropriately represents and enhances the Plutus Plan brand and adheres to all Company guidelines and policies.Additionally, your website must not contain disingenuous popup ads or promotions or malicious code.Decisions and corrective actions in this area are at Plutus Plan’ sole discretion.You are encouraged to use the approved Plutus Plan images that are available through the business suite.


K.        Plutus PlanAffiliate MemberImage Mandate


When using a Social Media Website or external website it must contain:

a.) AnPlutus PlanAffiliate MemberLogo from the approved templates.

b.) Your Name and Title (example: Jimmy Walker, Affiliate Member, Plutus Plan).

c.) A link to your Affiliate MemberWebsite.


Although Plutus Plan brand themes and images are desirable for consistency, anyone landing on your page needs to clearly understand that they are at an Affiliate Member Website, and not anPlutus Plan Corporate page.


4.6 - Advertised Price

You may not advertise any ofPlutus Plan’s services at a price LESS than the highest company published price of the equivalent service. No special enticement advertising is allowed. This includes but is not limited to offers of free membershipor other such offers that grant advantages beyond those available through the Company.


4.7 - Generic Business Advertisements

If you advertise via newspaper or other advertising venues, the following rules apply:

              A.        No advertisement may imply that a job, position, salary, or any type of employment is allowed.

B.        No advertisement may promote, represent, or imply salaried positions, management positions, hourly wages, full or part-time employment, or guaranteed incomes. The Plutus Plan opportunity is not a job, and may not be presented as such. Terms such as “manager trainee,” “management positions available,” “travel provided,” “call for interview,” “positions available,” “now hiring,” and other misleading statements are not allowed.

C.        No specific income can be promised or implied, and any references to compensation must use the word “commissions” to indicate the independent contractor status of Affiliate Members.

D.        Advertisements may not contain references to Plutus Plan or its services andmay not use any of the Company’s trademarks or tradenames.

Any requests for variances from the above rules must be submitted to Plutus Plan and approved in writing prior to publication. Please direct any inquiries to the Company Compliance Department.

4.8 -Media and Media Inquiries

Affiliate Members must not initiate any interaction with the media or attempt to respond to media inquiries regarding Plutus Plan, its services, or their independent Plutus Planbusiness. All inquiries by any type of media must be immediately referred to Plutus Plan’sCompliance department. This policy is designed to ensure that accurate and consistent information is provided to the public, as well as a proper public image.

4.9 - Unsolicited Email And Fax Communication

Plutus Plan does not permit Affiliate Members to send unsolicited emails unless such emails strictly comply with applicable laws and regulations, including, without limitation, the federal CAN SPAM Act. Any email sent by anAffiliate Memberthat promotesPlutus Plan, the Plutus Plansales opportunity, or its services, must comply with the following:

A.        There must be a functioning return email address to the sender.

B.        There must be a notice in the email that advises the recipient that they may reply to the email,via the functioning return email address, to request that future email solicitations orcorrespondence not be sent to him or her (a functioning “opt-out” notice).

C.        The email must include the Affiliate Member’s physical mailing address.

D.        The email must clearly and conspicuously disclose that the message is an advertisement or solicitation.

E.         The use of deceptive subject lines and/or false header information is prohibited.

F.         All opt-out requests, whether received by email or regular mail, must be honored. If an Affiliate Member receives an opt-out request from a recipient of an email, the Affiliate Membermust forward the opt-out request to the Company.Plutus Plan may periodically send commercial emails on behalf of Affiliate Members. By entering into the Agreement, Affiliate Memberagrees that the Company may send such emails and that the Affiliate Member’s physical and email addresses will be included in such emails as outlined above. Affiliate Members shall honor opt-out requests generated as a result of such emails sent by the Company. Except as provided in this section, Affiliate Members may not use or transmit unsolicited faxes or use an automatic telephone dialling system relative to the operation of their Plutus Plan businesses.


5.1 - Business Entities

A corporation, partnership or trust (collectively referred to in this section as a “Business Entity”) may apply to be an Affiliate Member of Plutus Plan by submitting an Affiliate Member Application & Agreement along with its Certificate of Incorporation, Articles of Organization, Partnership Agreement or trust documents (these documents are collectively referred to as the “Entity Documents”). AnPlutus Plan business may change its status under the same Sponsor from an individual to a partnership, corporation or trust, or from one type of entity to another. To do so, the Affiliate Member(s) must provide the Entity Documents to the Company. The Affiliate MemberApplication must be signed by all of the shareholders, partners or trustees. Members of the entity are jointly and severally liable or any indebtedness or other obligation toPlutus Plan.

5.1.1 - Changes to a Business Entity

Each Affiliate Membermust immediately notifythe Company of any changes to the type of business entity they utilize in operating their Plutus Plan business, and the addition or removal of business associates.AnPlutus Plan business may change its status under the same sponsor from an individual to a partnership, corporation or trust, or from one type of entity to another. The Affiliate Member Agreement form must be signed by all of the shareholders, partners, or trustees. Members of the entity are jointly and severally liable for any indebtedness or other obligation to Plutus Plan.


5.2 - Unauthorized Claims and Action

5.2.1 - Indemnification 

An Affiliate Member is fully responsible for all of his or her verbal and/or written statements made regarding Plutus Plan servicesand the Compensation Plan, which are not expressly contained in Official Company Materials. Affiliate Members agree to indemnify Plutus Plan and hold it harmless from any and all liability including judgments, civil penalties, refunds, attorney fees, court costs or lost business incurred by Plutus Plan as a result of the Affiliate Member’s unauthorized representations or actions.This provision shall survive the cancellation of the Affiliate Member Agreement.

5.2.2 –Endorsements of Plutus Plan Services

No claims as to any services offered by Plutus Plan may be made except those contained in Official Company Materials. 

5.3 - Conflicts

5.3.1 – Non-solicitations

Plutus PlanAffiliate Members are free to participate in other multilevel or network marketing business ventures or marketing opportunities (collectively “Network Marketing”).However, during the term of this Agreement,Affiliate Members may not directly or indirectly recruit other Plutus PlanCustomers/Affiliate Members other than those they have personally sponsored for any other Network Marketing business. Following the cancellation of theAgreement,and for a period of one (1) calendar year thereafter, with the exception of an Affiliate Memberwho is personally sponsored by the former Affiliate Member, a former Affiliate Membermay not recruit any Plutus PlanCustomer/Affiliate Member for another Network Marketing business. 

5.3.2 - Sale of Competing Goods or Services

During this agreement and for six (6) months thereafter, Affiliate Members must not sell, or attempt to sell, any competing non-Plutus Plan programs toPlutus PlanCustomers/Affiliate Members. Any program, product, service, or direct selling opportunity in the same generic categories as Plutus Planare deemed to be competing, regardless of differences in cost, quality or other distinguishing factors.

5.3.3 - Targeting Other Direct Sellers 

Should Affiliate Members engage in solicitation and/or enticement of members of another direct sales company to sell or distribute Plutus Planservices, they bear the risk of being sued by the other direct sales company. If any lawsuit, arbitration, or mediation is brought against an Affiliate Member alleging that they engaged in inappropriate recruiting activity of its sales force or Customers, the Company will not pay any of Affiliate Member’s defense costs or legal fees, nor will the Company indemnify the Affiliate Members for any judgment, award, or settlement.

5.3.4 - Privacy and Confidentiality

All Affiliate Members are required to abide by the Company’s Privacy Policy with regard to Customer/Affiliate Member information.

5.3.5- The Data Management Rule

The Data Management Rule is intended to protect the Line of Sponsorship (LOS) for the benefit of all Affiliate Members, as well as the Company. LOS information is information compiled by the Companythat discloses or relates to all or part of the specific arrangement of sponsorship within the Plutus Plan business, including, without limitation, Affiliate Memberlists, sponsorship trees, and all Affiliate Memberinformation generated therefrom, in its present and future forms.The Plutus Plan LOS, constitutes a commercially advantageous, unique, and proprietary trade secret (Proprietary Information), which it keeps proprietary and confidential and treats as a trade secret. Plutus Plan is the exclusive owner of all Proprietary Information, which is derived, compiled, configured, and maintained through the expenditure of considerable time, effort, and resources by the Company and its Affiliate Members. Through this Rule, Affiliate Members are granted a personal, non-exclusive, non-transferable and revocable right by Plutus Plan to use Proprietary Information only as necessary to facilitate their business as contemplated under these Policies and Procedures. The Company reserves the right to deny or revoke this right, upon reasonable notice to the Affiliate Memberstating the reason(s) for such denial or revocation, whenever, in the reasonable opinion of Plutus Plan, such is necessary toprotect the confidentiality or value of Proprietary Information. All Affiliate Members shall maintain Proprietary Information in strictest confidence, and shall take all reasonable steps and appropriate measures to safeguard Proprietary Information and maintain the confidentiality thereof. 

5.4 -Cross Sponsoring

Actual or attempted cross-group sponsoring is strictly prohibited. “Cross-group sponsoring” is defined as the enrollment, indirect or otherwise, of an individual or entity that already has a current Customer number or Affiliate Member Agreement on file with the Company, or who has had such an agreement within the preceding twelve (12) calendar months, within a different line of sponsorship.The use of a spouse’s or relative’s name,trade names, DBAs, assumed names, corporations, partnerships, trusts, Federal Tax Identification Numbers or fictitious identification numbers to circumvent this policy is prohibited. This policy shall not prohibit the transfer of anPlutus Plan business in accordance with the “Sale, Transfer or Assignment of Plutus Plan Business” section of these Policies and Procedures.

5.5 -Governmental Approval or Endorsement

Neither federal nor state regulatory agencies nor officials approve or endorse any direct selling or network marketing companies or programs. Therefore, Affiliate Members shall not represent or imply that Plutus Plan or its Compensation Plan have been “approved,” “endorsed,” or otherwise sanctioned by any government agency.

5.6 -Identification

All Affiliate Members are required to provide their Social Security Number, Federal Employer Identification Number, or their Government Issued ID Number to Plutus Plan either on the Affiliate Member Agreement or at the company’s request. Upon enrollment, the Company will provide a unique Affiliate MemberIdentification Number to the Affiliate Memberby which they will be identified. This number will be used to place orders and track commissions and bonuses.

5.7 - Income Taxes

Every year,Plutus Plan will provide an IRS Form 1099 MISC (Non-employee Compensation) earnings statement toeach U.S. resident as required by the Internal Revenue Service. Each Affiliate Memberis responsible for paying local, state and federal taxes on any income generated as a distributor. If anPlutus Plan business is tax exempt, the Federal TaxIdentification Number must be provided to the Company. Any Affiliate Memberthat does not provide a valid social security number is subject to the federal backup withholding laws and 28% of their commissions and bonus will be withheld and submitted to the IRS.

5.8 - Independent Contractor Status

You are an independent contractor. You are not an agent,employee, partner, or joint venture with the Company.You may not represent yourself as anything other than an independentdistributor of the Company. You have no authority to bind Plutus Plan to any obligation. You are responsible forpaying your own self-employment taxes, federal income taxes and other taxes required by law. You must obey any federal, state, and local laws, as well as Company rules and regulations pertaining to your independent Plutus PlanBusiness or the acquisition, receipt, holding, selling,distributing or advertising of Plutus Plan’s services and the sales opportunity.

Affiliate Members may not answer the telephone by saying “Plutus Plan,” “Plutus Plan Corporate” orby any other manner that would lead the caller to believe that they have reached the Corporate offices. AnAffiliate Membermay only represent that he/she is anPlutus PlanAffiliate Member. Therefore, all correspondence and business cards relating to or in connection with an Affiliate Member’s business shall contain the person’s name followed by the term “Affiliate Member”.

5.9 – Stacking

Stacking is the unauthorized manipulation of the Plutus Plan compensation system and/or the marketing plan in order to trigger commissions or cause a promotion off a downline Affiliate Memberin an unearned manner. One example of stacking occurs when a sponsor places participants under an inactive downline participant (who may not know or have any relationship with the clients) in order to trigger unearned qualification for commissioning. Another example of stacking is the manipulative placement of Affiliate Memberswithin a downline organization in order to trigger a promotion. Stacking is unethical and unacceptable behavior, and as such, it is a punishable offense with measures up to and including the termination of the Affiliate Member’s position and the position(s) of all individuals found to be directly involved.

5.10 - One Plutus Plan Business Per Affiliate Member

An Affiliate Member may operate or have an ownership interest, legal or equitable, as a sole proprietorship, partner, shareholder,trustee, or beneficiary, in only one Plutus Plan business. No individual may have, operate or receive compensation from more than one Plutus Plan business. Individuals of the same family unit may each enter into or have an interest in their own separate Plutus Plan businesses, only if each subsequent family position is placed frontline to the first family member enrolled. A “family unit” is defined as spouses and dependent children living at or doing business at the same address.

5.11 - Succession

Upon the death or incapacitation of anAffiliate Member, their business may be passed to a designated heir(s). Appropriate legal documentation must be submitted to the Company to ensure the transfer is proper. Whenever a Plutus Plan business is transferred by a will or other testamentary process, the beneficiary acquires the right to collect all bonuses and commissions of the deceased Affiliate Member’s marketing organization provided the following qualifications are met. The successor(s) must:

• Execute an Affiliate Member Application & Agreement;

• Comply with terms and provisions of the Agreement;

• Meet all of the qualifications for the deceased Affiliate Member’s rank/status;

• Provide the Company with an “address of record” to which all bonus and commission checks will be sent.Bonus and commission checks of a Plutus Plan business transferred pursuant to this section will be paid in a single check jointly to the successor(s).

• Form a business entity and acquire a federal Taxpayer Identification Number, if the business is bequeathed to joint successors. The Company will issue all bonus and commission checks and one 1099 to the business entity.

5.12 - Sale, Transfer, or Assignment of anPlutus Plan Business

Although anPlutus Plan business is a privately owned,independently operated business, the sale, transfer or assignment of an Plutus Plan business is subject to certain limitations. If an Affiliate Member wishes to sell their Plutus Plan business, the following criteria must be met:

A.        Protection of the existing line of sponsorship must always be maintained so that the Plutus Planbusiness continues to be operated in that line of sponsorship;

B.        The buyer or transferee must become a qualified Plutus PlanAffiliate Member. If the buyer is an activePlutus PlanAffiliate Member, they must first terminate their Plutus Plan business and wait six (6) calendar months before acquiring any interest in the new Plutus Plan business;

C.        Before the sale, transfer, or assignment can be finalized and approved by the Company, any debt obligations the selling Affiliate Memberhas with Plutus Plan must be satisfied; and

D.        The selling Affiliate Membermust be in good standing and not in violation of any of the terms of theAgreement in order to be eligible to sell, transfer, or assign anPlutus Plan business.

Prior to selling anPlutus Plan business, the selling Affiliate Membermust notify the Company’s Compliance Department of their intent to sell the Plutus Plan business. No changes in line of sponsorship can result from the sale or transfer of anPlutus Plan business. An Affiliate Member may not sell, transfer,or assign portions of their business—the position must be sold in its entirety.

5.13 - Separation of an Plutus Plan Business

Plutus PlanAffiliate Members sometimes operate their Plutus Plan businesses as husband-wife partnerships, regular partnerships,corporations, or trusts. At such time as a marriage may end in divorce or a corporation, partnership, or trust (the latter three entities are collectively referred to herein as “entities”) may dissolve, arrangements must be made to assure that any separation or division of the business is accomplished so as not to adversely affect the interests and income of other businesses up or down the line of sponsorship. If the separating parties fail to provide for the best interests of other Affiliate Members and the Company in a timely fashion, Plutus Plan will involuntarily terminate the Affiliate Member Agreement. 

During the divorce or entity dissolution process, the parties must adopt one of the following methods of operation:

A.        One of the parties may, with consent of the other(s), operate the Plutus Plan business pursuant to an assignment in writing whereby the relinquishing spouse, shareholders, partners, ortrustees authorize the Company to deal directly and solely with the other spouse or non-relinquishingshareholder, partner, or trustee.

B.        The parties may continue to operate the Plutus Plan business jointly on a “business-as-usual” basis, whereupon all compensation paid by the Company will be paid according to the status quo as it existed prior to the divorce filing or dissolution proceedings. This is the default procedure ifthe parties do not agree on the format set forth above.The Company will never remove a party to a position from an Affiliate Member account without that party’s written permission and signature. Under no circumstances will the downline organization of divorcing spouses or a dissolving business entity be divided. Under no circumstances will the Company split commission and bonus checks between divorcing spouses or members of dissolving entities. The Company will recognize only one downline organization and will issue only one commission check per Plutus Plan business per commission cycle. Commissionchecks shall always be issued to the same individual or entity. In the event that parties to a divorce or dissolution proceeding are unable to resolve a dispute over the disposition of commissions and ownership of the business in a timely fashion as determined by the Company, the Affiliate Member Agreement shall be involuntarily cancelled.If a former spouse has completely relinquished all rights in the original Plutus Plan business pursuant to a divorce,they are thereafter free to enroll under any sponsor of their choosing without waiting six (6) calendar months. Inthe case of business entity dissolutions, the former partner,shareholder, member, or other entity affiliate who retains no interest in the business must wait six calendar months from the date of the final dissolution before re-enrolling as an Affiliate Member. In either case, however, the former spouse or business affiliate shall have no rights to any Affiliate Members in their former organization or to any former customer. They must develop the new business in the same manner as would any other new Affiliate Member.

5.14 - Sponsoring

All Active (as defined in the Plutus Plan Compensation Plan)Affiliate Members in good standing have the right to sponsor and enroll others into Plutus Plan. Each prospective Customer or Affiliate Member has the ultimate right to choose his or her own Sponsor. If two Affiliate Members claim to be the Sponsor of the same new Affiliate Memberor customer, the Company shall regard the first application received by the Company as controlling. 

5.15 - Harassment

Plutus Plan is committed to providing Affiliate Members with a work environment free from harassment, intimidation, and abuse from other Affiliate Members, employees, vendors, and any other individuals in the workplace. At Plutus Plan, harassment of any kind will not be tolerated and is strictly prohibited, such as: derogatory or threatening comments, inappropriate sexual behavior including but not limited to unwelcome sexual advances or requests for sexual favors, displaying visual images of a sexual nature, physical or verbal harassment, or violent behavior. Affiliate Members are encouraged to report any type of harassment incidents immediately. Plutus Plan will not tolerate acts or threats of violence and will investigate all reports. You have a responsibility to act when you are aware of a threat or risk to any of our sales force.


6.1 - Change of Address, Telephone, Email-Address

To ensure timely communications, delivery of support materialsand commission checks, it is critically important that the Plutus Plan’s files are current. Affiliate Members planning to move or change their emailaddress must submit an amended Affiliate Member Agreement complete with the new information.

6.2 – Sponsoring Affiliate MemberResponsibilities

6.2.1 – Initial Training

Any Affiliate Memberwho sponsors another Affiliate Memberinto Plutus Plan must perform a bona fide assistance and training function to ensure that their downline is properly operating their Plutus Plan business. Affiliate Members must provide the most current version of the Policies and Procedures, the Income Disclaimer Statement, and Compensation Plan to individualswhom they are sponsoring to become Affiliate Members before the applicant signs an Affiliate MemberApplication &Agreement. 

6.2.2 – Ongoing Training Responsibilities

Affiliate Members must monitor the Affiliate Members in their downline organizations to ensure that downline Affiliate Members do not make improper product or business claims, or engage in any illegal or inappropriate conduct. Upon request, every Affiliate Membershould be able to provide documented evidence to Plutus Plan of their ongoing fulfilment of the responsibilities of a Sponsor. 

6.3 – Non-Disparagement

Affiliate Members must not disparage, demean, or make negative remarks about Plutus Plan, other Affiliate Members, Plutus Plan’s services, the Compensation Plan, or the Company’s owners, board members, directors, officers, or employees.

6.4 - Reporting Policy Violations

Affiliate Members observing a Policy violation by another Affiliate Membershould submit a written report of the violation directly to the attention of the Company Compliance Department, complete with all supporting evidence and pertinent information. It is important to understand that information that is submitted will be kept confidential.


7.1 - Billing

The program is automatically renewed each month with a credit or debit card maintained on file with Plutus Plan. The Affiliate Membermay make adjustments to their monthly subscription in the back office of the Plutus Plan website. [TR5] 


8.1 - Bonus and Commission Qualifications

In order to qualify to receive commissions and bonuses, an Affiliate Membermust be in good standing and comply with the terms of the Agreement and these Policies and Procedures.An Affiliate Member will qualify to receive commissions and bonuses so long as he/she meets all qualifications pursuant to the Plutus Plan Compensation Plan (for more information, please see that document). 

8.2 - Errors or Questions

If an Affiliate Member has questions about or believes any errors have been made regarding commissions, bonuses, Downline Activity Reports, or charges, the Affiliate Membermust notify Plutus Plan in writing within thirty (30) days of the date of the purported error or incident in question. The Company will not be responsible for any errors, omissions, or problems not reported within 30 days.

8.3 - Bonus Buying Prohibited 

Bonus buying is strictly and absolutely prohibited. Bonus buying includes: (a) the enrollment of individuals or entities without the knowledge of and/or execution of an Agreement by such individuals or entities; (b) the fraudulent enrollment of an individual or entity as a Customer/Affiliate Member; (c) the enrollment or attempted enrollment of non-existent individuals or entities as Customers/Affiliate Members (“phantoms”); (d) purchasing Plutus Plan services on behalf of another Customer/Affiliate Memberto qualify for commissions or bonuses; and/or (f) any other mechanism or artifice to qualify for rank advancement, incentives,prizes, commissions, or bonuses that is not driven by bona fide product or service purchases by end user consumers.

8.4 - Reports

All information provided by Plutus Plan, including but not limited to personal sales volume (or any part thereof), and downline sponsoring activity is believed to be accurate and reliable. Nevertheless, due to various factors including but not limited to the inherent possibilityof human and mechanical error; the accuracy, completeness, and timeliness of orders; denial of credit card and electronic check payments, an Affiliate Member whose Agreement is cancelled shall receive commissions and bonuses only for the last full pay period he or she worked prior to cancellation (less any amounts withheld during an investigation preceding an involuntary cancellation).

AnPlutus Plan participant has a right to cancel at any time,regardless of reason. Cancellation must be submitted in writing to the Company. 

8.5 – Refund Policy

Plutus Plan offers a three-day, satisfaction guarantee on all initial fees paid to the company.[TR6] All subsequent fees are nonrefundable. When a refund is requested by an Affiliate Member, the bonuses and commissions attributable to the refunded service will be deducted from the Affiliate Memberwho received bonuses or commissions on such sales. Deductions will occur in the month in which the refund is given and continue every pay period thereafter until the commission is recovered.


9.1 - Disciplinary Sanctions

Violation of the Agreement, these Policies and Procedures,violation of any common law duty, including but not limited to any applicable duty of loyalty, any illegal,fraudulent, deceptive, or unethical business conduct,or any act or omission by an Affiliate Member that, in the sole discretion of the Company, may damage its reputation or goodwill (such damaging act or omission need not be related to the Affiliate Member’s Plutus Plan business), may result, at Plutus Plan’s discretion, in one or more of the following corrective measures:

• Issuance of a written warning or admonition;

• Requiring the Affiliate Memberto take immediate corrective measures;

• Imposition of a fine, which may be withheld from bonus and commission checks;

• Loss of rights to one or more bonus and commission checks;

• Withholding from an Affiliate Member all or part of the Affiliate Member’s bonuses and commissions during the period that Plutus Plan is investigating any conduct allegedly contrary to the Agreement. If anAffiliate Member’sbusiness is cancelled for disciplinary reasons, the Affiliate Memberwill not be entitled to recover any commissions withheld during the investigation period;

• Suspension of the individual’s Affiliate Member’s Agreement for one or more pay periods;

• Involuntary termination of the offender’s Affiliate Member Agreement;

• Any other measure expressly allowed within any provision of the Agreement or which Plutus Plan deems practicable to implement and appropriate to equitably resolve injuries caused partially or exclusively by the Affiliate Member’s policy violation or contractual breach;

• Instituting legal proceedings for monetary and/or equitable relief. Each violation is reviewed on a case-by-case basis, and all disciplinary actions are at the sole discretion of Plutus Plan

9.2 - Mediation

Prior to instituting arbitration, the parties shall meet in good faith and attempt to resolve any dispute arising from or relating to the Agreement through non-binding mediation. One individual who is mutually acceptable to the parties shall be appointed as mediator. The mediator’s fees and costs, as well as the costs of holding and conducting the mediation, shall be divided equallybetween the parties. Each party shall pay its portion of the anticipated shared fees and costs at least ten (10) days in advance of the mediation. Each party shall pay its own attorneys' fees, costs, and individual expenses associated with conducting and attending the mediation.Mediation shall be held in Birmingham, Alabama, and shall last no more than two (2) business days.

9.3 - Arbitration

If mediation is unsuccessful, any controversy or claim arising out of or relating to the Agreement, or the breach thereof, shall be settled by confidential arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.Affiliate Members waive all rights to trial by jury or to any court. All arbitration proceedings shall be held in Birmingham, Alabama. All parties shall be entitled to all discovery rights pursuant to the Federal Rules of Civil Procedure. There shall be one arbitrator, an attorney at law, who shall have expertise in business law transactions with a strong preference being an attorney knowledgeable in the direct selling industry, selected from the panel which the American Arbitration Panel provides. Each party to the arbitration shall be responsible for its own costs and expenses of arbitration, including legal andfiling fees. The decision of the arbitrator shall be final and binding on the parties and may, if necessary, be reduced to a judgment in any court of competent jurisdiction. This agreement to arbitration shall survive any termination or expiration of the Agreement.


Nothing in these Policies and Procedures shall prevent Plutus Plan from applying to and obtaining from any court having jurisdiction a writ of attachment, a temporary injunction, preliminary injunction, permanent injunction, or other relief available to safeguard and protect Plutus Plan’sinterest prior to, during, or following the filing of any arbitration or other proceeding or pending the rendition of a decision or award in connection with any arbitration or other proceeding.

9.4– Damages

In any case which arises from or relates to the wrongful termination of the Agreement and/or an Affiliate Member’sPlutus Planbusiness, the Company and Affiliate Memberagree that damages will be extremely difficult to ascertain. Therefore, the Company and Affiliate Memberstipulate that if the involuntary termination of the Agreement and/or loss of the Affiliate Member’sPlutus Planbusiness is proven and held to be wrongful under any theory of law, the Affiliate Member’s sole remedy shall be liquidated damages calculated as follows:

  1. For Affiliate Membersearning an average of more than $8,000[TR7] per month based on a six-month average, liquidated damages shall be in the amount of his/her gross compensation that he/she earned pursuant to the Plutus PlanCompensation Plan in the twelve (12) months immediately preceding the termination.
  2. For Affiliate Membersearning an average of more than $15,000[TR8]  per month based on a six-month average, liquidated damages shall be in the amount of his/her gross compensation that he/she earned pursuant to the Plutus PlanCompensationPlan in the twenty-four (24) months immediately preceding the termination.

In any action arising from or relating to the Agreement, the Plutus Planbusiness, or the relationship between the Company and Affiliate Member, both parties waive all claims for incidental and/or consequential damages, even if the other party has been apprised of the likelihood of such damage. The Company and Affiliate Memberfurther waive all claims to exemplary and punitive damages.

9.5 - Governing Law, Jurisdiction, and Venue

Jurisdiction and venue of any matter not subject to arbitration shall reside exclusively in Birmingham, Alabama. The Federal Arbitration Act shall govern all matters relating to arbitration. The laws of Alabama shall govern all other matters relating to or arisingfrom the Agreement. Notwithstanding the foregoing, and the arbitration provision in this Agreement, residents of the State of Louisiana shall be entitled to bring an action against Plutus Enterprises, LLC in their home forum and pursuant to Louisiana law.


10.1- Effect of Cancellation and Termination

So long as an Affiliate Member remains active and complies with the terms of the Agreement and these Policies, Plutus Planshall pay commissions to such Affiliate Memberin accordance with the Compensation Plan. AnAffiliate Member’s bonuses and commissions constitute the entire consideration for the Affiliate Member’s efforts in generating sales and all activities related to generating sales (including, but not limited to, building a downline organization). Following an Affiliate Member’s non-continuation of his or her Agreement, cancellation for inactivity, or voluntary or involuntary cancellation (termination) of his or her Agreement (all of these methods are collectively referred to as “Cancellation”), the former Affiliate Membershall have no right, title, claim or interest to the downline organization which he or she operated, or any commission or bonus from the sales generated by the organization. Affiliate Members waive any and all rights, including, but not limited to, property rights, in the downline which they may have had. Following anAffiliate Member’s cancellation of his or her Agreement, the former Affiliate Membershall not hold him or herself out as an Plutus PlanAffiliate Memberand shall not have the right to sell Plutus Planservices. An Affiliate Member whose Agreement is cancelled shall receive commissions and bonuses only for the last full pay period he or she worked prior to cancellation (less any amounts withheld during an investigation preceding an involuntary cancellation).

An Plutus Planparticipant has a right to cancel at any time,regardless of reason. Cancellation must be submitted in writing to the Company at its Customer Support email address. The written notice must include the Affiliate Member’s signature, printed name,address, and Affiliate MemberID Number.

10.2- Non-Renewal

An Affiliate Membermay also voluntarily cancel their Affiliate Member Agreement by failing to pay the renewal fee.Affiliate Members have a 60-day grace period to get back into compliance for failure to pay the administrative fee.



AGREEMENT: The contract between the Company and each Affiliate Member, which includes: the Affiliate Member Application &Agreement, thePlutus PlanPolicies and Procedures, and thePlutus PlanCompensation Plan, all in their current form and as amended by the Company in its sole discretion. These documents are collectively referred to as the “Agreement.”

CANCEL: The termination of anAffiliate Member’s business. Cancellation may be either voluntary, involuntary, or through non-renewal.

COMPENSATION PLAN: The guidelines and referenced literature for describing how Affiliate Members can generate commissions and bonuses.

CUSTOMER: A Customer who purchases Plutus Planservices and does not engage in building a business or selling the service.

AFFILIATE MEMBER (Affiliate Member): An individual who purchases product,generates sales and businessbuilding commissions.

LINE OF SPONSORSHIP (LOS): A report generated by Plutus Planthat provides critical data relating to the identities of Affiliate Members, sales information, and enrollment activity of each Affiliate Member’s organization. This report contains confidential and trade secret informationwhich is proprietary to Plutus Plan

ORGANIZATION: The Customers and Affiliate Members placed below a particular Affiliate Member.

OFFICIAL COMPANY MATERIALS:Literature, audio or video tapes, and other materials developed, printed, published, and distributed by Plutus Planto its Affiliate Members.

PLACEMENT: Your position inside your Sponsor’s organization.

RECRUIT: For purposes of Plutus Plan’s Conflict of Interest Policy, the term “Recruit” means the actual or attempted solicitation, enrollment, encouragement, or effort to influence in any other way, either directly, indirectly, or through a third party, another Plutus PlanCustomer or Affiliate Member to enroll or participate in another multilevel marketing, network marketing, or direct sales opportunity.

SPONSOR: An Affiliate Member who enrolls a Customer or another Affiliate Memberinto the Company, and is listed as the Sponsor on the Affiliate Member Agreement. The act of enrolling others and training them to become Affiliate Members is called “sponsoring.”

UPLINE: This term refers to the Affiliate Member(s) above a particular Affiliate Memberin a sponsorship line up to the Company. It is the line of sponsors that links any particular Affiliate Memberto the Company.